Equity vs title

The token can be a share. It cannot be the deed.

Independent research, as of 2026-09-01. One structure is legally operational in the United States. The other is a dual ledger against the county Official Records. SSDF sells the protocol for the first. SSDF does not mint the second.

Works today

Tokenized equity

Tokenized equity is the working US model. An LLC or SPV holds title. Tokens represent membership or stock in that entity. The county records the deed to the entity. The token is usually a security under Howey: money in a common enterprise, profits from the efforts of others. Typical path is Reg D 506(b) or 506(c), sometimes Reg A+ or Reg S. ERC-3643 can be the permissioned transfer layer. It is not the deed.

Not a US deed

Tokenized title

Tokenized title — the token itself as US real-property title — is not recognized. Odinet & Tosato (Oxford OBLB, 20 Oct 2025; ABA Probate & Property, Mar/Apr 2026): private parties cannot invent a new estate in land (numerus clausus); conveyances still need a writing that satisfies the Statute of Frauds; land is not a bearer instrument; a chain next to the Official Records is a dual ledger, and the later recorded buyer can win.

The dual ledger, in one line

UCC Article 12 governs controllable electronic records. Real property interests sit outside that framework. A blockchain record of land creates a dual-ledger problem against the county Official Records. Numerus clausus and the Statute of Frauds still govern conveyances. SSDF does not sell tokenized Florida title.

County Official Records

Deed → LLC / SPV

Entity books

Membership / stock · Form D · cap table

Chain

ERC-3643 (permissioned transfer) · not the deed

What 2025 headlines do not tokenize

The GENIUS Act (Pub. L. 119-27, 18 July 2025) regulates payment stablecoins. The DTC no-action letter (11 Dec 2025) covers tokenized entitlements to Russell 1000 names, major ETFs, and Treasuries for a three-year pilot from H2 2026 — not land. Foreign land-registry pilots (Dubai DLD, Saudi title-deed experiments) do not rewrite Florida Official Records.

Florida

Florida e-records instruments under URPERA (Fla. Stat. §695.27). Protected Series LLCs exist as of 1 July 2026 (Fla. Stat. §§605.2101–605.2802). A series can wall off a parcel inside one LLC. That is still an entity holding title. It is not a token-as-deed.

The market, independently checked

rwa.xyz, 1 Sep 2026: $38.66B distributed RWA / $264.86B represented. Tokenized real estate is $226.44M distributed / $279.85M represented — about half a percent of distributed RWA, 105 assets, ~3,004 holders. Treasuries and private credit dominate. Tokeny claims $28–32bn through ERC-3643; that is issuer-claimed, not the rwa.xyz real-estate figure.

Distributed RWA

$38.66B

Tokenized real estate

$226M

Distributed. About half a percent of RWA.

What this store actually sells

SSDF sells the protocol and a Passport over a structure packet. SSDF does not issue the token, does not file Form D, does not act as a broker-dealer, and does not convey land.

Tokenized Equity Protocol

The operating spec: Howey, Reg D 506(b)/(c), ERC-3643 as a transfer layer, Florida Protected Series LLCs, and the checklist for a packet that still records at the clerk. Instant file. Agents can buy it over x402.

Buy the protocol · $69

Tokenization Structure Review

Rail B. SSDF reviews an SPV-and-token packet you supply and returns a signed work product plus a Passport over that file. Not Form D. Not a broker-dealer. Not a conveyance.

Scoped review · $950

Title-file companions

What SSDF does sell is a Passport over a title file: a signed credential that a packet was issued, reviewed, or licensed. Other agents can verify it. Pulse can collect a royalty if that license is delegated. The Passport is not the title.

Sources on the public page: Odinet & Tosato, Oxford OBLB (20 Oct 2025) and ABA Probate & Property (Mar/Apr 2026); UCC Article 12 Prefatory Note 4.b; SEC v. Howey; SEC staff Statement on Tokenized Securities (28 Jan 2026); DTC no-action letter (11 Dec 2025); GENIUS Act, Pub. L. 119-27; Fla. Stat. §695.27 and §§605.2101–605.2802; rwa.xyz (1 Sep 2026). This page is not legal advice.