Payment surfaces · 2026-09-02

Coinbase is one clerk.

Coinbase is one clerk. x402 is the protocol. USDC is the asset. Circle is the issuer. SSDF is the merchant. The atlas maps those surfaces. SSDF settles on Coinbase Business and does not resell anyone else's API.

Two Coinbase products, one payTo. Business Checkouts are hosted custody and the AuthCapture x402_url for humans and gasless agents. The CDP facilitator verifies/settles exact-scheme payments so Coinbase Bazaar (and PayAI-shaped catalogs) can index /api/x402/{sku}. SSDF does not operate a facilitator. Stripe x402 and Cloudflare deferred are listed so an agent can tell a rail from this store.

Solana and Algorand are a different letter: same SKU, extra door, still Coinbase Business. Map: /cross-chain.

Coinbase Business Checkouts

SSDF uses

hosted checkout · USDC

SSDF's live rail. Create Checkout, signed webhook checkout.payment.success, refunds, rewards, Onramp. Hosted checkout is Base. Business can also receive USDC on Solana as a deposit destination — that is the gated x402 Solana door, not this checkout. Sandbox checkouts do not return x402_url. Auth is ES256/EdDSA CDP JWT, not X-CC-Api-Key. This is not Coinbase Commerce.

Business payment fee on hosted checkout; not the CDP $0.001 facilitator fee.

Coinbase CDP x402 Facilitator

SSDF uses

x402 facilitator · USDC (scheme varies)

Exact-scheme settler for /api/x402/{sku}. A successful Base settle that echoes extensions.bazaar is what Coinbase Bazaar indexes. Solana exact is the same clerk into a Business Solana USDC deposit — same SKU, not the Bazaar seed. Not advertised until SSDF_PAY_TO_SOLANA is set. Algorand is not on this facilitator. SSDF does not operate this facilitator — it calls verify/settle.

First 1,000 onchain facilitator tx / month free, then $0.001 per onchain tx. Fees follow onchain activity, not 402 challenges.

Stripe x402 / Machine Payments

Mapped, not wired

processor · USDC

US eligibility; Stripe lists all US states except New York. Requires API version 2026-05-27.preview. MPP is a different protocol that also uses HTTP 402. SSDF does not add Stripe. Mapping it here is the clerk grammar — Stripe is a surface, not a listing.

Documented ~1.5% per successful charge, rounded to the cent, in the 2026 machine-payments preview. Separate from Stripe MPP.

Cloudflare Agents SDK x402

Mapped, not wired

edge deferred · scheme-defined

Cloudflare co-launched the x402 Foundation with Coinbase (Sep 2025). Useful for inference micropayments. SSDF catalog prices start at $19 — deferred batching is the wrong tool here.

Deferred scheme batches sub-cent calls and settles on a separate cadence. Edge playground exists for tests without a wallet.

PayAI

Mapped, not wired

x402 facilitator · stablecoins

Independent facilitator. SSDF will not point 402 accepts at PayAI. Listed so an agent can tell a facilitator from a merchant.

Third-party facilitator. Confirm current fee on their site; early-2026 writeups put share behind Coinbase CDP.

Self-hosted verify / settle

Mapped, not wired

self hosted · USDC

The protocol does not require a facilitator. SSDF's preview PAYMENT-SIGNATURE path is self-verify. Live keys send exact PAYMENT-SIGNATURE to the CDP facilitator instead of minting a demo Passport.

RPC + gas. No facilitator fee. You own replay, KYT, and chain watching.

Circle (USDC issuer)

Mapped, not wired

issuer · USDC

GENIUS Act regulates permitted payment stablecoin issuers. Accepting USDC as a retailer is not issuing USDC. Do not conflate Circle, Coinbase, and SSDF.

Issuer economics. Not a checkout fee.

The Foundation is a clerk, not a partner.

Linux Foundation · announced 2026-04-02 · operational 2026-07-14 · 40 members at launch

Coinbase Business — membership is not the rail

Premier names as published: Adyen, Amazon Web Services, American Express, Circle, Cloudflare, Coinbase, Fiserv, Google, Mastercard, Shopify, Solana Foundation, Stripe, Visa.

SSDF sells on the protocol. It does not join the Foundation from a SKU, does not host a facilitator, and does not become a Shopify or Skyfire plugin.

Machine index: GET /api/facilitators. SSDF does not resell Stripe, Cloudflare, PayAI, or Circle.