{"asOf":"2026-09-05","merchant":"SSDF INC","kind":"clerk","id":"fed","title":"Federal Reserve","kicker":"State member banks","body":"June 2024 cease-and-desist against Evolve Bank & Trust cited an ineffective risk-management framework for fintech partnerships. The order ran at the bank, not at the middleware.","url":"https://www.federalreserve.gov/"}