{"asOf":"2026-09-05","merchant":"SSDF INC","kind":"clerk","id":"cfpb","title":"CFPB","kicker":"Consumer harm","body":"August 2025 adversary proceeding against Synapse; stipulated judgment September 2025. November 2025: about $46.2 million from the Civil Penalty Fund for affected end users — reported as the first such use in a BaaS failure. Figures are the Bureau's, not SSDF's audit.","url":"https://www.consumerfinance.gov/"}